Christ Church

Honoring God in Personal Finances 
(Workbench of Practical Christianity)

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INTRODUCTION

Martin Luther once said that a man needs to be converted twice. The first conversion is that of his heart, and the second one is of his wallet. What we are going to be addressing here is the nature of that wallet conversion. How should we go about honoring God in our personal financial dealings?

THE TEXT

“And Abram went up out of Egypt, he, and his wife, and all that he had, and Lot with him, into the south. And Abram was very rich in cattle, in silver, and in gold” (Genesis 13:1–2). 

“And there came a certain poor widow, and she threw in two mites, which make a farthing. And he called unto him his disciples, and saith unto them, Verily I say unto you, that this poor widow hath cast more in, than all they which have cast into the treasury: For all they did cast in of their abundance; but she of her want did cast in all that she had, even all her living” (Mark 12:42–44). 

SUMMARY OF THE TEXT

Abraham was the friend of God (Jas. 2:23), and he is the father of all the faithful down through history (Gal. 3:29). He serves as our exemplar in faith (Heb. 11:8), and, as we see in our text, he was very, very rich (Gen. 13:1-2). Despite all of his wealth, he knew how to look for a deeper inheritance (Heb. 11:10), and he sets an example for us in this as well.

But we also have examples from the other end of the spectrum as well. The apostle Paul points out that the saints in Macedonia combined great affliction, deep poverty, and profound joy in order to achieve staggering generosity (2 Cor. 8:2). And in our text, the Lord Jesus sets before us the example of a nameless widow who, measured by the percentages, gave more than all the wealthy tithers. 

And so we see that money matters, and it matters a lot. But it is not a lot of money that matters, unless that is what you have on your mind. What matters is that God has a lot of your heart, as indicated by money. You are the one with the temperature. Money is just the thermometer. 

A NEW COVENANT TITHE

A common assumption that many Christians make is that the tithe was an Old Testament ceremonial thing, somehow fulfilled in Christ, and so our job is to give as “the Spirit moves,” meaning somewhere in the neighborhood of two percent. 

But there is a passage in the New Testament that opens up all the wonderful promises of the Old Testament for us. And here it is:

“Do ye not know that they which minister about holy things live of the things of the temple? and they which wait at the altar are partakers with the altar? Even so hath the Lord ordained that they which preach the gospel should live of the gospel” (1 Corinthians 9:13–14). 

The passage in context is talking about how the ministry of the Christian church is to be funded. Paul brings up how the Old Testament Levites and priests were supported, which was by the tithe. He then says “even so, in the same way, likewise” the Lord has ordained the funding of New Testament ministry. The ministry in the Old Testament was funded by the tithe, and this is how the New Testament ministry should be funded—exactly the same way.

But this is not God running low on funds, and needing to put the squeeze on His people. 

“If I were hungry, I would not tell thee: For the world is mine, and the fulness thereof” (Psalm 50:12).

No. Rather, this is an invitation from God to learn how He has determined to bless His people.  

“Bring ye all the tithes into the storehouse, that there may be meat in mine house, and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven, and pour you out a blessing, that there shall not be room enough to receive it” (Malachi 3:10). 

THE MEANING OF TRIBUTE

Just as sabbath observance is a recognition that God is the Lord of time and history, so it is with the tithe. Observing one day out of seven is our recognition that all seven belong to Him. Giving a tithe your increase is a tangible way of acknowledging all your resources belong to Him, and that you are managing the remaining 90% as a responsible steward.

So you bring your tithes as the Lord’s financial training wheels for you, and this teaches you how to be responsible with your offerings (voluntary gifts) and with your management of the remaining resources that you retain. In all of this you should remember the exhortation of John Wesley: “Earn all you can. Save all you can. Give all you can.” 

WHAT THE PRIORITIES SHOULD LOOK LIKE

You honor God’s sovereign authority through the tithe. You demonstrate your love for Him through your offerings. You make sure that you fulfill your basic responsibilities by feeding your family (1 Tim. 5:8). You live out your love for others by lending a hand where needed (1 John 3:17). And all of this blends together in one harmonious picture that Paul describes for us.

“Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy; That they do good, that they be rich in good works, ready to distribute, willing to communicate; Laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life” (1 Timothy 6:17–19). 

MORE PRECIOUS THAN GOLD

You have been redeemed from the slave market of sin. You have been forgiven for all your idolatries, and this includes the idolatry of wealth. Greed is idolatry (Col. 3:5). Covetousness is idolatry (Eph. 5:5). The pride of life is idolatry (1 John 2:16). This means that whatever precious things you may possess—whether in money, or heirlooms, or rare collectibles—you should first make sure that your faith is more precious to you than all of that. 

“That the trial of your faith, being much more precious than of gold that perisheth, though it be tried with fire, might be found unto praise and honour and glory at the appearing of Jesus Christ” (1 Peter 1:7).

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Hard Work & the Sabbath (Workbench of Practical Christianity)

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INTRODUCTION

Our elders recently decided that at the beginning of this academic year, we were going to have a three-week series of messages on practical Christian living, with different messages preached at King’s Cross, CCD, and here. These nine messages will then be bundled together for broader circulation. And so it is that we are taking a brief break from our series through Philippians. 

The topic of our message this morning is going to be “hard work and the sabbath.” Because we are living in the time of the new covenant, we will begin with the Lord’s Day—in the old covenant, it was six days of labor followed by a day of rest. In the new covenant, the day of rest is foundational—it is on the first day, and the six days of labor follow after, and are built on the foundation of gospel rest.

THE TEXT

“And he said unto them, The sabbath was made for man, and not man for the sabbath: Therefore the Son of man is Lord also of the sabbath.” (Mark 2:27–28). 

“The hand of the diligent shall bear rule: But the slothful shall be under tribute.” (Proverbs 12:24). 

SUMMARY OF THE TEXT

The perennial sabbath snare is that as soon as we learn that the Fourth Commandment remains binding, we gravitate immediate to a list of things we are not permitted to do. This was the case with the old sabbath, and it has been a recurring temptations for sabbatarians under the new covenant. This is why Jesus, the Lord of the Sabbath, was routinely accused of sabbath breaking. How did He manage that? He knew that the day of rest was a gift to men, and that men were not to be sacrificed on the altar of sabbath strictness. The text from Mark 2 is from a context where the Lord’s disciples had been picking grain on the sabbath. But rest is grace. Rest is a gift.

What kind of work needs to be built on the foundation of gospel rest? This work needs to have two characteristics. It needs to be industrious and diligent (as in our text), and it needs to be skillful and competent (see Prov. 22:29).

A BRIEF SABBATH PRIMER

The fourth commandment is not the only commandment of the Ten that has somehow been retired, or put out to pasture. But the fact that it is among the moral commands of the Decalogue does not mean that it cannot be amended as redemptive history progresses. We see this when at the first giving of the Law, the ground of sabbath observance was the fact that God had created the world in six days and had rested on the seventh (Ex. 20:11). But in Deuteronomy, the text of the fourth commandment is altered, and the ground of observance was now given as the Exodus (Dt. 5:15). 

In the new covenant, the ground of sabbath observance is altered again. The fact is that Christ entered His rest after the work of redemption was complete, in an analogous way to how God rested at the end of the creation week. He did this on the first day of the week, which is why we still have a sabbath, and it is why our sabbath is on the first day of the week, the Lord’s Day.

“There remaineth therefore a rest [a sabbath] to the people of God. For he [Christ] that is entered into his rest [in His resurrection], he also hath ceased from his own works [of redemption], as God did from his [works of creation]” (Hebrews 4:9–10). 

The Lord pointed to this new reality in numerous ways. In the old covenant, God had said numerous times that the seventh-day sabbath would last as long as the old creation did, which it did (Ex 31:16-17). But when God ushered in a new creation, what then? The sabbath was fulfilled and transformed. The Lord rose on the first day of the week (Matt. 28:1; John 20:1). He appeared to the disciples one week later (John 20:26). The Holy Spirit was poured out on Pentecost, fifty days later, also on a Sunday (Acts 2:1). The early Christians began gathering on the first day of the week (Acts 20:7; 1 Cor. 16:2). We have been honoring the Lord’s Day in this way ever since (Rev. 1:10). 

A WEEKLY CYCLE

We need to take note of what this does. Every Lord’ Day when we gather together, we are pouring a foundation. We want our worship to be Christ-glorifying, which is another way of saying that we want the foundation walls to be straight. When the foundation walls are straight, you are in a good position to have the (hard) work you do line up with that foundation. And what will that mean for your work?

WHAT IT LOOKS LIKE

What does work with “straight lines” look like? It should be diligent, industrious. We are not just commanded to rest for one, but also to work for six (Ex. 20:9). It should be competent, skillful, intelligent (Prov. 22:29). Your work should be honest, not conniving or devious (Prov. 20:10). Your work should be imitative. You should not be too conceited to learn from others (Prov. 13:20). Your work should be creative. You must not be afraid to try something new (Eph. 2:10). 

A RITUAL OF REST

Christians ought to be the hardest working people around, but the work we do must not be tormented, or driven, or under the lash. Work is a true privilege, work is a grace. Work was granted to Adam before the Fall (Gen. 2:15), and was not the result of the Fall. Work became more onerous after the Fall (Gen 3:16-19), but that is quite different. The work itself is a grace. Christ came as the second Adam to begin the process of restoring Eden. That is the image we are given with Ezekiel’s Temple, and the New Jerusalem coming down out of Heaven. The work we now do we have been liberated and recreated to do.

“For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: Not of works, lest any man should boast. For we are his workmanship, created in Christ Jesus unto good works, which God hath before ordained that we should walk in them” (Ephesians 2:8–10).

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Fearing God & Honoring Parents (Workbench of Practical Christianity) (King’s Cross)

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INTRODUCTION

We live in a land that has no fear of God before their eyes, and right on schedule, neither do we honor our parents. If it is not going well for us in the land, this is one of the main things we must recover: the fifth commandment is the first command with a promise of blessing. The fear of the Lord and true justice go together (Ps. 19:9).  

The Text: “Thou shalt rise up before the hoary head, and honor the face of the old man, and fear thy God: I am the LORD” (Lev. 19:32).

SUMMARY OF THE TEXT

In this brief case law, based on the Fifth Commandment, God instructs His people to fear Him, and to do so by acts of honor, respect, and reverence for fathers and mothers, the elderly, and all in authority.

FEAR OF THE LORD

The fear of God is obedient to God (Dt. 6:2). Abraham feared the Lord and was obedient to the command to sacrifice his son (Gen. 22:12). The midwives feared God and did not obey the king’s command to kill the baby boys (Ex. 1:17). Obadiah feared the Lord and hid the prophets from Ahab (1 Kgs. 18:3). The fear of God is merciful (Lev. 25:43, Dt. 25:18). The fear of God puts away idols and false worship (Josh. 24:14). The eye of the Lord is on them that fear Him (Ps. 33:18), and He hears the prayers and delivers those who fear Him, setting His angel round about him (Ps. 34:4, 7). God’s judgments and wrath teach His fear, but God is also merciful and forgives, so that He may be feared (Ps. 90:11, Ps. 103:11, 13, Ps. 130:4). In all of these ways, the fear of the Lord is the beginning of knowledge and wisdom (Prov. 1:7). Thus, by the fear of the Lord are riches, honor, and life (Prov. 22:4). The fear of the Lord is strong because it trusts in God’s justice and goodness (Is. 35:4). The fear of God is His covenant gift, so that we and our children will not depart from Him (Jer. 32:40-41). 

THE FIFTH COMMANDMENT

The Shorter Catechism says that the fifth commandment “requireth the preserving the honor and performing the duties to every one, in their several places and relations, as superior, inferior, or equals” (WSC LXIV). Likewise, the Heidelberg says that the fifth commandment requires, “That I show all honor, love, and fidelity to my father and mother, and to all in authority over me; submit myself with due obedience to their good instruction and correction; and also bear patiently with their weaknesses and shortcomings, since it pleases God to govern us by their hand” (Q. 104). 

Notice that the Bible teaches that we have different kinds of fathers and mothers: magistrates are fathers and mothers (Is. 49:23), the elderly are community fathers and mothers (Lev. 19:32), ministers of the gospel are fathers (1 Cor. 4:15), and then of course heads of households are fathers and mothers, including both biological parents as well as masters and by extension employers (Eph. 6:1, 5ff). 

It is the fear of God that teaches us to honor those in authority, who must also rule in the fear of God (Ex. 18:21, Eph. 6:9), which means obedience to His written word (Dt. 17:19). The fear of God establishes true authority and its limits. 

GENERATIONAL CURSES

In the Second Commandment, idolatry is prohibited with the warning that God is jealous, “visiting the iniquities of the fathers upon the children to the third and fourth generation of them that hate me; and showing mercy unto thousands of them that love me, and keep my commandments” (Ex. 20:5-6). We know from elsewhere that God does not automatically hold children guilty for the sins of their parents (Ez. 18:20), so this means that the curse of generational sin is simply that children tend to imitate the sins of their parents and become guilty that way. And frequently it happens through generational animosity and resentment. 

This is why our Old Testament ends with the promise of God turning the heart of fathers to children and the hearts of children to their fathers, lest He come and strike the earth with a curse (Mal. 4:6). Jesus came to fulfill this prophecy (Lk. 1:17), and the central way He does this is by providing forgiveness for the sins of parents and children. Sins extend for three and four generations, but God’s mercy is available and extends to thousands of generations (Ex. 20:6). 

APPLICATIONS

First, get your heart right toward your parents. This may require you to get your heart right with God first. Turning your heart toward you parents means repenting of all your bitterness and resentment before God and them. Having forgiveness for them is a decision and a promise, not a feeling. If you are still under your parents’ authority, you must obey them cheerfully. 

Second, if things have been particularly rocky, strained, or distant, do everything you can to make it clear that your heart is turned toward them. You are open to a better relationship. And do that first by communicating love and respect for them. Despite major failures or flaws there is almost always something to admire or be grateful for. 

Third, the fear of God teaches us not to fear man, since the fear of man is a snare (Prov. 29:25). This includes fearing your parents. You are to honor them but not fear them, and this means that your honor is to be governed by God’s Word (just like their authority), not by whims, feelings, or unbiblical demands. When a man leaves and marries, a new household is formed, and those responsibilities must be honored as well. Honor is thoughtful and strategic about visits, vacations, time spent together, and tries to anticipate and mitigate challenges. 

Finally, commit yourself to honoring parents and fearing God in word and deed. Sometimes this means covering the sins/nakedness of your fathers, bearing with their weaknesses patiently, remembering their frame (Gen. 9:23, Ps. 103:14). Fear God and reject all mockery and disdain of parents; remember that there is rich gospel blessing in this work. 

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